Compliance

Integra is an independent AML compliance service provider. We are dedicated to improving the compliance of businesses in Aruba, neighboring Caribbean islands, and beyond with all the relevant anti-money laundering and combating the financing of terrorism rules and regulations. 

We offer compliance services to every type of business. We are there to help you! With our experience and expertise, we help our clients with AML compliance services to help them achieve a higher level of AML compliance. We are dedicated to make your AML compliance journey seamless, effective, and efficient, so you can focus on your running your business.

As with all things AML, one size does not always fit all! If you are a start-up or an existing company, we recommend you reach out to us and have a chat, as we can tailor services to meet your specific needs.

AML Compliance as a service function provides your business with services to perform tasks on your behalf. Apart from the drafting of the BRA, and the AML manual, some other AML compliance assignments that could be outsourced to Integra include reviewing and updating customer files, onboarding new customers, performing risk assessments, AML/KYC training, and performing due diligence functions.

With the AML support from Integra, expect an efficient approach and implementation. Our specialists take everything off your hands and take the initiative in all areas to comply with the AML requirements. 

Contact us for more information.

We recognize the importance of AML education as a pillar of effective compliance. That’s why we have developed a suite of cutting-edge AML education services.

Our fully accredited AML courses targeted at regulated sectors will give you the knowledge and understanding that is needed to stay in compliance.

Our courses range from topic specific to full AML/KYC online training, each course is self-paced and upon completion the participants receive a digital certificate. These courses will give you the knowledge and understanding that is needed to push you to the next level.

Click here for our courses: AML/KYC Online Courses

We also provide in-person AML Compliance training. Group rates are available for corporate participants. Contact us to find out more.

Who can benefit from our courses:

    • Professionals in regulated industries 
    • Business Owners
    • Reporting Officers 
    • Board members
    • Partners

Contact us if you do not see what you are looking for on our website, we can work with you to customize your training which will cater to your AML needs.

Need more information? Simply contact us and a member of the team will be happy to assist! 

As well as providing online courses and in-person trainings, we also provide a wide range on AML tutorial videos. Staying updated with the latest regulations and practices is essential for professionals in the field. To make this process easier, Integra, a trusted provider of AML solutions, offers a unique product called AML tutorials as a service. These tutorials, averaging 8 minutes in length, bring complex AML topics to life, making it effortless for AML professionals to learn or retain knowledge.

Some of the videos we provide are:

  • The difference between Tax avoidance and Tax evasion?
  • What are Red Flags?
  • What is Customer Due Diligence?
  • What is a PEP?
  • What is Transaction Monitoring?

Visit our AML Tutorial page for more information or simply contact us and a member of the team will be happy to assist!

The AML/CFT manual is an essential part of the AML/CFT internal documentation.
 
The aim of this manual is to set out the rules/policies and procedures, to be observed by the supervised service provider to comply with the AML/CFT regulations.
 
This tailor-made manual must contain internal AML/CFT company policies and procedures, including the policy on Reputable and Non-reputable jurisdictions, client acceptance policies, client risk classification, client risk assessment, onboarding procedures, ongoing monitoring procedures, staff training information, record keeping and reporting procedures (internal and external). Integra’s services can assist you with building your own AML manual.
 
We work with you to create a bespoke and robust AML/CFT Program.

Contact us for more information!

Supervised entities need to understand and assess the risks that their business is exposed to and assess the likelihood and impact of ML/FT risks.

Depending on the type of business, there are different types of threats and vulnerabilities which need to be pointed out in this BRA both from a qualitative and a quantitative point of view.

The BRA should include a description of the business, identification of risks, analysis of the risk model and mitigation techniques that are applied, risk calculations, recommendations, and conclusions.

Integra can assist you with building your own BRA and keeping it up to date as it must be reviewed at least annually.

Contact us for more information!

Knowing your customer is one of the fundamentals of the business in terms of compliance. The drafting of Know Your Client (KYC) onboarding documents will be built according to the type of your business and the business risk, to obtain the right information and right documentation for your client compliance files.
 
Integra can assist you with the design of these KYC onboarding documents.

Contact us for more information!

Knowing your customers has never been so easy, secure, fast and compliant.

Information needed for AML screening:

  • Individuals: complete legal name and date of birth.
  • Companies: complete legal name and incorporation date.

Contact us today about our AML screening services that provide you with a cost-effective and contactless way to identify and verify your customers.

 

Integra uses an industry-leading identity verification solution, to provide solutions for onboarding, trigger events, ongoing monitoring, and periodic reviews of all customers, employees and suppliers. 

Screen your customers (individuals and/or companies) against global sanction lists, PEP lists, 1,700+ criminal watchlists and adverse media databases, expanding services to 230+ countries and territories. Our solutions help businesses to prevent fraud and illicit crimes that can ruin the integrity and brand reputation of your business. 

 

 

Additional services:

Besides screening we are also able to provide KYC verification, ongoing AML screening, ID verification, Facial Recognition, Biometric Authentication, Video KYC, OCR, and KYB services, which help to improve your company’s fraud prevention, Know-Your-Customer (KYC) and Anti-Money Laundering (AML) regulatory efforts by automating the workflow. 

Our highly skilled and experienced auditors can help you conduct an AML audit by reviewing in detail your company’s compliance. This will include reviewing policy documents, files, systems and interviewing relevant stakeholders.

On completion of the audit, you will receive a detailed report of our findings and observations along with practical advice to help address any weaknesses in your controls. This will give you the peace of mind with knowing you are fully on top of your business’s financial crime risk.

Contact us for more information!

Our AML consultancy services will cover anything of the above services, either in a full package, or as stand-alone services, or simply as a review or health check of your current AML compliance situation. The Integra team understands and keeps abreast with all the latest information on anything AML issued by the regulators and will be able to work hand in hand with you to ensure you and your business are fully compliant.

Our team can review and update, if necessary, any of your manuals, risk assessments, test sample clients’ files, check onboarding documents and KYC documents and more….

Contact us and let’s talk about your options!

Integra AML Helpdesk provides ongoing advisory services on demand.

As we know AML situations can arise unexpectedly or you wish to outsource compliance process or project, that is where our AML Helpdesk is able to help. You can access a dedicated specialist who will help you navigate the regulatory requirements for a specific project or on ongoing basis.

Services are some of the following: identity verification protocols, enhanced customer due diligence (EDD), guidance on record-keeping and FIU/MOT reporting.

This way, you can focus on your core business, with a peace of mind that your AML/CTF compliance is in good hands.

Contact us and let’s talk about your options!